What is Capchase?

Capchase is a buy-now, pay-later solution for SaaS companies.

With Capchase, you can get the full contract value of a purchase upfront, while your customers — or Buyers — pay in manageable installments. This service benefits both you and your Buyers: it accelerates your sales cycle and provides your Buyers with cash-preserving, flexible payment options.

How does Capchase work?

Once you sign an agreement to use Capchase, your sales representatives can offer this solution to any of their prospects. They will be able to manage the entire sales process through the Capchase platform, from prospect qualification to deal closure. Deals can be handled either through Capchase’s Vendor Hub or through an integration with the vendor’s CRM, including Salesforce and HubSpot.

Buyers creation

Once your sales representative creates a prospect in Capchase, they will be referred to as a Buyer, who must undergo business verification before a deal is approved. Every Buyer goes through an automated KYB process once created, and you'll have their business qualification results within minutes. Once your Buyer is approved, you can create a deal that will provide you with a Payment Link to send to your customers.

Tip: Check here the eligibility criteria for Buyers.

Creating deals from your CRM

With Capchase, you can start funding your deals directly from your CRM. Using Salesforce or HubSpot, you can qualify your buyers, create new payment links, and have the latest information about the deal in one place.

Payment Link

A Payment Link is generated for each deal and includes the steps for your Buyer to view their service agreement and payment schedule. Through the payment link, the Buyer can safely provide a payment method and sign the agreements with Capchase.

When will I receive my upfront payment?

You will receive the total funding amount for your deal once your Buyer completes their first payment (or once the payment link is completed and all documents are in place for net term Vendors). When creating new deals, you can set the service start date and the buyer’s first payment date.

The payment should be deposited in your bank account within about 3 working days after all details are completed. Please note that processing times may vary depending on your bank and the country in which you are located. See more details of the funding timeline here.

Capchase terminology

See more in our glossary here.

• Buyer: your customer

• Buyer Qualification (KYB): refers to our buyer qualification process, where Capchase performs (behind the scenes, in minutes) business entity verification, sanctions screening, and other fraud and compliance checks that are either required by law/or are a part of our platform’s best practices

• Payment link: This is how flexible payment options are presented to your buyer. The link can be emailed or copied and shared with your buyer via any channel. Your buyer selects their preferred payment timing and method, and agrees to the installment plan via this link.

• Vendor Hub: the Capchase application, where a SaaS Vendor and their users can manage all of their Capchase activity. Many of the capabilities in the Vendor Hub can be performed in Salesforce or HubSpot instead, at the Vendor's preference. 

• Order or Deal: The order is created with the total service amount, terms, and frequency, and then shared with buyers in the payment link. Orders can also be understood as opportunities.

• Buyer Portal: This is where your Buyers can manage and view details of all the contracts they’re paying for with Capchase. Learn more.

If you have any questions, don't hesitate to send us a message at support@capchase.com.