Which countries does Capchase support?

Last updated: June 17, 2026

For a SaaS vendor to offer more flexible payment terms to a client (the buyer) using Capchase, two simple geographic conditions must be met:

  • The buyer of the software must be able to support direct debit payments from a bank account in one of the following countries: the United States, the United Kingdom, Finland, Spain, the Netherlands, Belgium, Canada, Sweden, Australia, or Ireland.

  • The vendor must be able to receive their upfront credit in the same currency as the buyer's repayments.

As an example, if a SaaS vendor from New York wants to offer Capchase to a buyer in Madrid, one of two conditions must apply:

  • The SaaS company has an EUR bank account that they can use to receive the upfront credit.

  • The buyer in Madrid has a US-domiciled bank account that can be charged via direct debit.

Please note that we are currently unable to provide funding for US buyers based in South Dakota, North Dakota, Vermont, and Nevada. In Canada, buyers based in Ontario are not eligible for funding.

If you have any questions, don’t hesitate to send us a message at support@capchase.com.